A market expert has suggested that XRP would still be undervalued even if it hit three figures, suggesting a six-figure price might be necessary.

This bold commentary came from Versan Aljarrah, host of The Black Swan Capitalist, who has persistently been an XRP permabull, often projecting ambitious price targets. His latest audacious take hinges on XRP’s potential role in the broader financial market.

XRP Undervalued at $100?

According to a post on X, Aljarrah believes XRP is built for unlimited scalability, making it a prime asset for institutional finance. He argues that as XRP’s price rises, its liquidity increases, enabling it to handle massive transaction volumes. 

Notably, several projections have tipped XRP to hit $100, but many have dismissed this target due to the resulting market cap. 

However, in an interesting twist, Aljarrah insists that even at $100, XRP remains deeply undervalued. He predicts that if it attains full adoption, a six-figure price won’t just be possible, but will be necessary for its role in financial markets.

XRP at the Forefront of Financial Disruption

In a previous disclosure, Aljarrah compared the ongoing transformation in finance to past disruptions in media and commerce. To support his claim, he referenced a statement from Mark Yusko, founder of Morgan Creek Capital. 

We’re witnessing the largest wealth transfer in history, just like the dot-com era. But this time, all value is being digitized on the blockchain, and #XRP will be at the core of transmitting it. You either position yourself now or get left behind with the rest. pic.twitter.com/chBQfXgbGL

— Versan | Black Swan Capitalist (@VersanAljarrah) March 2, 2025

Yusko pointed out that the internet drastically changed industries over the past three decades. Traditional media companies lost value to streaming platforms like Netflix, while small retailers struggled against giants like Amazon. 

However, Yusko emphasized that these changes are minor compared to the current revolution in financial services. He described finance as a multi-trillion-dollar industry and noted that many people fail to grasp the sheer scale of this shift.

Building on Yusko’s perspective, Aljarrah argued that blockchain technology is at the heart of this financial transformation. He believes the world is witnessing the largest wealth transfer in history. 

Just as the internet restructured entire industries, blockchain will redefine value storage and movement. In his view, XRP is positioned at the center of this change, making early adoption crucial. 

The XRP to $100 Target

Meanwhile, other analysts share similar views. Crypto analyst Amelia (@Crypto_Barbie) has an even more aggressive prediction. She dismissed the idea of XRP at $100 as unrealistic—not because it’s too high but because it’s too low. 

In her view, XRP will eventually reach five or six-digit valuations, echoing Aljarrah’s sentiments. She urged investors to prepare for a future where XRP stabilizes at these levels.

Also, in November 2024, market expert Armando Pantoja predicted a major breakout for XRP. At the time, the asset was trading at just $0.63, but Pantoja noted it was escaping a seven-year consolidation phase. He claimed that a $100 price was within reach. 

$XRP is currently breaking 7-year consolidation. $100 is definitely in range.

Despite prolonged low volatility and hovering around the 200-day EMA, Firing Gary Gensler will be the catalyst for a bullish reversal.

💎 #XRP #Crypto #BullRun2024 pic.twitter.com/qci2ZlZc6f

— Armando Pantoja (@_TallGuyTycoon) November 2, 2024

The analyst also pointed to regulatory factors, suggesting that the removal of former SEC Chairman Gary Gensler could trigger a price surge. Since then, Gensler has been removed, and XRP has climbed to the current price of $2.15, marking a 256% increase.