Leading multinational bank Standard Chartered has presented XRP price predictions for 2025, 2026, 2027 and 2028, presenting end-of-year forecasts for the altcoin.

The bank made these XRP price predictions in a recent report, suggesting that despite the ongoing volatility that has plagued the global financial scene on the back of President Trump’s tariff decisions, XRP will eventually engineer a recovery to new all-time highs before Trump’s tenure ends.

Standard Chartered Predicts XRP Price for End of 2025

The leading banking institution presented several forecasts for XRP for this year and the next three years. According to its forecasts, XRP could soar to $5.5 by the end of this year. This price, which would mark a new all-time high for the altcoin, represents a 214% increase from the current XRP value of $1.75.

Interestingly, other analysts had projected XRP to reach $5.5 in the past, but most of these projections fell flat. For instance, BSC Scoop, a BNB community-driven account, forecasted that XRP could hit $5.5 in July 2024, three months after the Bitcoin halving. This forecast failed to materialize.

Also, analyst EGRAG Crypto suggested in December 2023 that XRP price could reach $5.5 two weeks after breaching what he called the “Final Wake-up Line.” Notably, these XRP price predictions have not played out yet. 

Despite XRP’s inability to follow through on these previous predictions, Standard Chartered believes the $5.5 price is within reach. The bank’s forecast follows XRP’s impressive 580% run from November 2024 to January 2025, suggesting that an extra 214% rise is plausible from here.

XRP Price Predictions for 2026, 2027 and 2028

Further, Standard Chartered expects XRP to claim $8 by the end of next year, 2026. This target, which analyst Dark Defender spotlighted two months back, represents a 357% increase from current levels. Meanwhile, the bank also believes XRP price could touch double digits by the end of 2027, possibly hitting $10.40.

Interestingly, Standard Chartered suggests that these gains would continue into 2028, three years from now. According to the investment bank, XRP price has the potential to reach $12.50 by the end of 2028. This would mark a 614% rise from the current price.

Standard Chartered cited XRP’s 580% increase on the back of Donald Trump’s election victory as the reasoning behind its ambitious outlook. Notably, they argued that the Trump-led gains were sustainable due to the new pro-crypto SEC leadership and XRP’s potential in the cross-border payments scene.

In addition to this, Standard Chartered’s Head of Digital Assets Research, Geoffrey Kendrick, noted that XRP boasts a similar utility to stablecoins in the global financial scene by facilitating transactions carried out by traditional institutions in a faster and more efficient way.

The bank also called attention to Ripple’s ambition to enter the tokenization industry, presenting the XRPL as a go-to platform for RWA tokenization. This could benefit XRP, being the native token of the XRPL network. According to Standard Chartered, these factors could help XRP maintain gains over the next few years.